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Monthly cost of Principal Mortgage Insurance (PMI). For loans secured with less than 20% down, PMI is estimated at % of your loan balance each year. Monthly. Qualifier is an online small business funding platform that helps entrepreneurs connect to loans, solutions and financing options quickly and easily. For loans secured with less than 20% down, PMI is estimated at % of your loan balance each year. Monthly PMI is calculated by multiplying your starting loan. Loans Error: $ Dollar. Credit Card(s) (total balance) Error Consider car payments, credit cards, lines of credit and loan payments. This. How much mortgage can I afford? Use the TD Mortgage Affordability Calculator to determine a comfortable mortgage loan and price range for your new home.